United Community Banks Stock Performance

UCB Stock   34.74  0.19  0.55%   
On a scale of 0 to 100, United Community holds a performance score of 14. The entity has a beta of 0.85, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, United Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Community is expected to be smaller as well. Please check United Community's total risk alpha, downside variance, daily balance of power, as well as the relationship between the maximum drawdown and skewness , to make a quick decision on whether United Community's existing price patterns will revert.

Risk-Adjusted Performance

Good

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in United Community Banks are ranked lower than 14 (%) of all global equities and portfolios over the last 90 days. Despite somewhat weak fundamental indicators, United Community sustained solid returns over the last few months and may actually be approaching a breakup point. ...more

Actual Historical Performance (%)

One Day Return
0.55
Five Day Return
(0.32)
Year To Date Return
10.46
Ten Year Return
104.71
All Time Return
6.1 K
Forward Dividend Yield
0.0288
Payout Ratio
0.363
Last Split Factor
1:5
Forward Dividend Rate
1
Dividend Date
2026-01-05
1
Disposition of 119 shares by Robert Edwards of United Community at 32.79 subject to Rule 16b-3
01/02/2026
 
United Community dividend paid on 5th of January 2026
01/05/2026
2
United Community Banks Surprises With Q4 CY2025 Sales
01/14/2026
3
5 Must-Read Analyst Questions From United Community Bankss Q4 Earnings Call
01/21/2026
4
Disposition of 1916 shares by Bazante Jennifer M. of United Community subject to Rule 16b-3
01/28/2026
5
Disposition of 1000 shares by Robert Edwards of United Community subject to Rule 16b-3
01/30/2026
6
United Community Bank Grows Stake in Merck Co., Inc. MRK
02/02/2026
7
Boston Scientific Cut to Hold at Wall Street Zen
02/10/2026
8
Rhumbline Advisers Sells 23,519 Shares of OReilly Automotive, Inc. ORLY
02/11/2026
9
Acquisition by Harton H Lynn of 33584 shares of United Community subject to Rule 16b-3
02/12/2026
10
Disposition of 25000 shares by Harton H Lynn of United Community at 34.636 subject to Rule 16b-3
02/18/2026
11
United Community Banks Could Be a Great Choice
02/19/2026
Begin Period Cash Flow519.9 M
Total Cashflows From Investing Activities33.4 M

United Community Relative Risk vs. Return Landscape

If you would invest  3,011  in United Community Banks on November 24, 2025 and sell it today you would earn a total of  463.00  from holding United Community Banks or generate 15.38% return on investment over 90 days. United Community Banks is generating 0.244% of daily returns assuming volatility of 1.3775% on return distribution over 90 days investment horizon. In other words, 12% of stocks are less volatile than United, and above 96% of all equities are expected to generate higher returns over the next 90 days.
  Expected Return   
       Risk  
Considering the 90-day investment horizon United Community is expected to generate 1.86 times more return on investment than the market. However, the company is 1.86 times more volatile than its market benchmark. It trades about 0.18 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.15 per unit of risk.

United Community Target Price Odds to finish over Current Price

The tendency of United Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 34.74 90 days 34.74 
about 14.63
Based on a normal probability distribution, the odds of United Community to move above the current price in 90 days from now is about 14.63 (This United Community Banks probability density function shows the probability of United Stock to fall within a particular range of prices over 90 days) .
Considering the 90-day investment horizon United Community has a beta of 0.85. This usually implies United Community Banks market returns are sensitive to returns on the market. As the market goes up or down, United Community is expected to follow. Additionally United Community Banks has an alpha of 0.1631, implying that it can generate a 0.16 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   United Community Price Density   
       Price  

Predictive Modules for United Community

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as United Community Banks. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of United Community's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
33.2434.6236.00
Details
Intrinsic
Valuation
LowRealHigh
31.2738.7240.10
Details
Naive
Forecast
LowNextHigh
32.2733.6535.02
Details
7 Analysts
Consensus
LowTargetHigh
33.9737.3341.44
Details

United Community Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. United Community is not an exception. The market had few large corrections towards the United Community's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold United Community Banks, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of United Community within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.16
β
Beta against Dow Jones0.85
σ
Overall volatility
1.90
Ir
Information ratio 0.10

United Community Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of United Community for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for United Community Banks can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Over 88.0% of the company outstanding shares are owned by institutional investors
On 5th of January 2026 United Community paid 0.25 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: United Community Banks Could Be a Great Choice

United Community Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of United Stock often depends not only on the future outlook of the current and potential United Community's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. United Community's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding121.8 M
Cash And Short Term InvestmentsB

United Community Fundamentals Growth

United Stock prices reflect investors' perceptions of the future prospects and financial health of United Community, and United Community fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.

About United Community Performance

By analyzing United Community's fundamental ratios, stakeholders can gain valuable insights into United Community's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Community has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Community has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.10  0.11 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.05 

Things to note about United Community Banks performance evaluation

Checking the ongoing alerts about United Community for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Community Banks help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Over 88.0% of the company outstanding shares are owned by institutional investors
On 5th of January 2026 United Community paid 0.25 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: United Community Banks Could Be a Great Choice
Evaluating United Community's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate United Community's stock performance include:
  • Analyzing United Community's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Community's stock is overvalued or undervalued compared to its peers.
  • Examining United Community's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating United Community's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Community's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of United Community's stock. These opinions can provide insight into United Community's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating United Community's stock performance is not an exact science, and many factors can impact United Community's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

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When running United Community's price analysis, check to measure United Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Community is operating at the current time. Most of United Community's value examination focuses on studying past and present price action to predict the probability of United Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Community's price. Additionally, you may evaluate how the addition of United Community to your portfolios can decrease your overall portfolio volatility.
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