United Community Banks Stock Performance
| UCB Stock | 34.74 0.19 0.55% |
On a scale of 0 to 100, United Community holds a performance score of 14. The entity has a beta of 0.85, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, United Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Community is expected to be smaller as well. Please check United Community's total risk alpha, downside variance, daily balance of power, as well as the relationship between the maximum drawdown and skewness , to make a quick decision on whether United Community's existing price patterns will revert.
Risk-Adjusted Performance
Good
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in United Community Banks are ranked lower than 14 (%) of all global equities and portfolios over the last 90 days. Despite somewhat weak fundamental indicators, United Community sustained solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.55 | Five Day Return (0.32) | Year To Date Return 10.46 | Ten Year Return 104.71 | All Time Return 6.1 K |
Forward Dividend Yield 0.0288 | Payout Ratio | Last Split Factor 1:5 | Forward Dividend Rate 1 | Dividend Date 2026-01-05 |
1 | Disposition of 119 shares by Robert Edwards of United Community at 32.79 subject to Rule 16b-3 | 01/02/2026 |
| United Community dividend paid on 5th of January 2026 | 01/05/2026 |
2 | United Community Banks Surprises With Q4 CY2025 Sales | 01/14/2026 |
3 | 5 Must-Read Analyst Questions From United Community Bankss Q4 Earnings Call | 01/21/2026 |
4 | Disposition of 1916 shares by Bazante Jennifer M. of United Community subject to Rule 16b-3 | 01/28/2026 |
5 | Disposition of 1000 shares by Robert Edwards of United Community subject to Rule 16b-3 | 01/30/2026 |
6 | United Community Bank Grows Stake in Merck Co., Inc. MRK | 02/02/2026 |
7 | Boston Scientific Cut to Hold at Wall Street Zen | 02/10/2026 |
8 | Rhumbline Advisers Sells 23,519 Shares of OReilly Automotive, Inc. ORLY | 02/11/2026 |
9 | Acquisition by Harton H Lynn of 33584 shares of United Community subject to Rule 16b-3 | 02/12/2026 |
10 | Disposition of 25000 shares by Harton H Lynn of United Community at 34.636 subject to Rule 16b-3 | 02/18/2026 |
11 | United Community Banks Could Be a Great Choice | 02/19/2026 |
| Begin Period Cash Flow | 519.9 M | |
| Total Cashflows From Investing Activities | 33.4 M |
United Community Relative Risk vs. Return Landscape
If you would invest 3,011 in United Community Banks on November 24, 2025 and sell it today you would earn a total of 463.00 from holding United Community Banks or generate 15.38% return on investment over 90 days. United Community Banks is generating 0.244% of daily returns assuming volatility of 1.3775% on return distribution over 90 days investment horizon. In other words, 12% of stocks are less volatile than United, and above 96% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
United Community Target Price Odds to finish over Current Price
The tendency of United Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 34.74 | 90 days | 34.74 | about 14.63 |
Based on a normal probability distribution, the odds of United Community to move above the current price in 90 days from now is about 14.63 (This United Community Banks probability density function shows the probability of United Stock to fall within a particular range of prices over 90 days) .
United Community Price Density |
| Price |
Predictive Modules for United Community
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as United Community Banks. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of United Community's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
United Community Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. United Community is not an exception. The market had few large corrections towards the United Community's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold United Community Banks, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of United Community within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.16 | |
β | Beta against Dow Jones | 0.85 | |
σ | Overall volatility | 1.90 | |
Ir | Information ratio | 0.10 |
United Community Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of United Community for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for United Community Banks can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Over 88.0% of the company outstanding shares are owned by institutional investors | |
| On 5th of January 2026 United Community paid 0.25 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: United Community Banks Could Be a Great Choice |
United Community Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of United Stock often depends not only on the future outlook of the current and potential United Community's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. United Community's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 121.8 M | |
| Cash And Short Term Investments | 4 B |
United Community Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Community, and United Community fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | 0.0928 | ||||
| Return On Asset | 0.0118 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 4.02 B | ||||
| Shares Outstanding | 120.6 M | ||||
| Price To Book | 1.15 X | ||||
| Price To Sales | 4.16 X | ||||
| Revenue | 1.54 B | ||||
| Gross Profit | 1.01 B | ||||
| EBITDA | 456.52 M | ||||
| Net Income | 328.1 M | ||||
| Total Debt | 205.4 M | ||||
| Book Value Per Share | 30.17 X | ||||
| Cash Flow From Operations | 384.04 M | ||||
| Earnings Per Share | 2.62 X | ||||
| Market Capitalization | 4.22 B | ||||
| Total Asset | 28 B | ||||
| Retained Earnings | 914.26 M | ||||
About United Community Performance
By analyzing United Community's fundamental ratios, stakeholders can gain valuable insights into United Community's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Community has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Community has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.10 | 0.11 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.05 |
Things to note about United Community Banks performance evaluation
Checking the ongoing alerts about United Community for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Community Banks help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Over 88.0% of the company outstanding shares are owned by institutional investors | |
| On 5th of January 2026 United Community paid 0.25 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: United Community Banks Could Be a Great Choice |
- Analyzing United Community's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Community's stock is overvalued or undervalued compared to its peers.
- Examining United Community's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Community's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Community's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Community's stock. These opinions can provide insight into United Community's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for United Stock analysis
When running United Community's price analysis, check to measure United Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Community is operating at the current time. Most of United Community's value examination focuses on studying past and present price action to predict the probability of United Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Community's price. Additionally, you may evaluate how the addition of United Community to your portfolios can decrease your overall portfolio volatility.
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